Are you someone who travels a lot? Do you enjoy spontaneous trips, but also feeling secure and safe everywhere you go? If so, how often do you get insurance & how often do you think about your trips days ahead? Planning and sorting everything out may seem like a good idea if you’re trying to enjoy your trip and feel safe at all times, as well as insured the right way. In this article, we will talk about the different perks & pros of expat travel insurance and some of the most important facts that you should know. Keep on reading and educate yourself on this topic!
So, what is Expat travel insurance?
Expat travel insurance is a policy aimed at expatriates residing within the UK or European Union. Expat travel insurance is a policy designed for UK residents who are leaving the country to go and live abroad. People who live abroad or foreigners may have a hard time finding something that is good and reasonable for them and at their ideal price point. This is why you can always lean and count on this insurance. However & with it, you will get the Emergency Assistance Card immediately after you make your purchase via email and you will get your confirmation. You will enjoy it since the price is the same (no matter where you may be located in the world). The policy is in English, and the premiums do not depend on the country you are visiting, making it great and easy to navigate.
5 Things You need to know About Expat travel insurance
1. It is for everyone
This means that people within different age groups use it and enjoy its perks. This insurance is available to persons who are currently legally resident in the European Union or European Economic Area. You can get this travel insurance if you have registered with your medical practitioner or healthcare under reciprocal arrangements. It is for everyone’s budget, which is another important & key factor. In fact, the cheapest single trip policy is £21.47, which is more than affordable! If you are a traveler and someone who has missed out on a lot of fun & extravagant trips in the past due to COVID-19 you will appreciate this insurance pack and its perks, that’s for sure.
2. It has a lot of benefits for everyone’s liking
Not too sure if this is the right call for you? Here are just some of their key perks:
- You can get the insurance no matter your age (for up to 89-year-olds)
- It covers different medical conditions (over 50 of different kinds)
- Annual multi-trip policy for a different and unlimited number of trips
Some people also enjoy its accommodation perk since, in case you can no longer travel, the insurance will cover the cost of your accommodation. Different companies & insurances will give you different options, which is why it is crucial to do your research and find the one that suits you the best.
3. Perfect for people who love to travel frequently
Expats have better & more reasons to travel, wouldn’t you agree? Aside from typical holiday travels & getaways, there can also come up some other fun & extra trips that they can take along with their closest ones. This policy is easy to understand and do since all you have to do is fill out a quick online form and provide your credit card information. Once you do, you will be protected & cared for. Enjoy its different perks, such as:
A) Covers flight delay cancellations
Medical benefits are key & crucial, but with this insurance, you can also reimburse any loss that you have suffered or encountered during your trip and during your transport from point A to point B. Thanks to its trip cancellation insurance, you will be given a refund.
B) Property loss
Whether it’s your luggage, phone, or your laptop, everything is covered and insured. You can even get a new gadget as a valid replacement in case you suffer any significant loss and after you successfully file a complaint.
C) Medical service
Medical emergencies when traveling is key and something that you don’t want to stress about. This coverage even pays for your transportation to the hospital and if you need to be transported to another place to receive proper medical care.
5. Covers some destinations
People know that using their insurance comes with loads of different pros & cons. In this case, you should know that it only covers extreme cases & medical costs and emergencies that you are dealing with within the situation. It doesn’t cover your lab testing and diagnostics, for instance. This also means that it is covered & used in some countries and destinations that you plan to visit while abroad. If you enter an undeclared country and end up having an incident, there is a huge chance that your insurance will deny the assistance.
PS: You should get a new policy for each new trip
Travel insurance is also known as short-term insurance since it covers your initial trip & your short-time period. This is why you should get the best kind for yourself and ask around to get the best deal. This is also why most men and women enjoy expat travel insurance.
Where to get insured & what to do?
You can get the best deal with Globelink.co.uk. Browse through your options and understand that you can cover single trips and annual multi trips! There is a travel insurance feature for Spanish, Italian, French, Greek, as well as Portuguese residents. Adventure activities cover is included as standard, and many higher-risk activities are included for an extra charge that you will find appealing and adjustable. Browse through their different options & payment possibilities while enjoying and feeling safe on your trip and at all times!