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Why do game developers need insurance? 

mindmingles by mindmingles
March 29, 2022
in Game
0
developers need insurance

Like all professionals and businesses, game developers are open to risks within their industry. The main risks associated with this type of business are cyber-crime and public liability. And with the UK video game market now worth £5.3 billion, the number of professional game developers is likely to increase and developers need insurance. 

Read on to discover why a game developer should consider specific insurance and what types of cover a specialist technology insurance policy can give you as developers need insurance. 

Protect from cyber-criminals 

Any individual or business that works within a technology-based industry has a higher risk of cyber-attacks than others. Game developers are no exception and have often been targets of data theft, ransomware attacks and code hacking. Mitigating these threats involves keeping data and algorithms secure through encryption and using multi-factor authentication. 

Training employees how to be cyber-security aware is particularly important. There is an increased risk with so many employees and professionals now working remotely, especially if they overlook IT security whilst at home. 

A gaming insurance policy can cover aspects such as privacy risks and cyber-crime to help minimise costs if the worst did happen. 

Employer and public liability 

Employers’ liability insurance will cover any costs from employee claims. These can include injury or harm in the workplace or through using any work equipment. 

This type of insurance will also cover any harm caused to members of the public through the business or by an employee. This is important as there’s always a risk when creating a product for members of the public.

Taking out a relevant insurance policy will help cover any legal costs that are incurred by your business. 

Cover for coding mistakes

A coding error has the potential to bring a whole website down, often for days at a time, and can even lead to loss of business. A game developer insurance policy can help with the costs of this and give you peace of mind should the worst happen. 

Accidental damage

Working with expensive technology that’s paramount to your business and service means, if there’s any accidental damage, it can be costly. Even a water spill or dropping equipment can cost time and money, so having a policy in place will relieve your business of any losses, should this happen. 

As with any business, taking out the right insurance policy is very important. Deciding on technology cover that will suit you and your needs will give you peace of mind for the specific industry you work in. 

Tags: developers insurancethird party insurance
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